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Archives for: David S. Chang
David S. Chang
Thinking Smart // Making Sense Of The New Federal Health Care Law
Starting this year, the Affordable Care Act (ACA), aka Obamacare, took effect. It was passed in 2010, and it will take at least five years...

David S. Chang
Thinking Smart // How To Profit In The Stock Market
If we look over the past 15 years or so, it’s easy to understand why investors have been nervous. When the tech bubble burst in...

David S. Chang
Thinking Smart // Top 10 Financial Resolutions For 2014
Last week we talked about the proper way to set New Year’s resolutions and reach your goals. Using those tips, here are the top 10...

David S. Chang
Thinking Smart // Best Way To Set New Year’s Resolutions
As 2013 comes to a close, many of us look toward starting off on the right foot in 2014. About 40 percent of Americans make...

David S. Chang
Thinking Smart // End-Of-Year Tax Planning, Part 3
The past two weeks we covered some last-minute tax-planning tips on what to do before the end of the year. Here is the final article...

David S. Chang
Thinking Smart // End-Of-Year Tax Planning, Part 2
Last week we covered some last-minute tax planning tips to do before the end of the year. Here are some more. * Accelerate Your Mortgage...

David S. Chang
Thinking Smart // End-Of-Year Tax Planning, Part 1
As the end of the year approaches, we are busy with holidays, family and travel, but this also is a good time to do some...

David S. Chang
Thinking Smart // How To Give A Great Speech
The past two weeks we covered steps on how to be a better public speaker through preparation and structure of your speech. This week we...

David S. Chang
Thinking Smart // How To Give A Great Speech, Part 2
Last week we covered steps to help prepare you to be a better public speaker. This week we cover the structure of a great speech...

David S. Chang
Thinking Smart // How To Be A Better Public Speaker
According to surveys, the greatest fear in the world for most people is speaking in public. The second greatest fear is death. In other words,...

David S. Chang
Thinking Smart // Top Mistakes Spouses Make
Managing finances by yourself can be tough. Add on a spouse and kids, and it can make managing finances even more difficult. Surveys show that...

David S. Chang
Thinking Smart // U.S. Retirement Crisis Part III
The last two weeks we covered the U.S. retirement crisis and how to deal with it. Here are some more strategies to help ensure that...

David S. Chang
Thinking Smart // America’s Retirement Crisis Part II
Last week we covered Part I of dealing with America’s Retirement Crisis. With the aftermath of The Great Recession, life expectancy increasing, costs rising and...

David S. Chang
Thinking Smart // America’s Retirement Crisis, Part I
America is facing a serious retirement crisis: Many Americans are not confident that they will be able to enjoy a comfortable retirement, and many retirees...

David S. Chang
Thinking Smart // Think And Grow Rich In Six Steps
“What the mind can conceive and believe, it can achieve.” – Napoleon Hill Napoleon Hill is considered one of the most successful writers on success...

David S. Chang
Thinking Smart // Principles of Long-Term Investing
This is part 3 in a series on the principles of long-term investing. 7) Learn from your mistakes! It is important to never stop learning....

David S. Chang
Thinking Smart // Principles of Long-Term Investing
This is Part 2 of the eight principles of long-term investing, as we continue to look at important principles that you may find useful in...

David S. Chang
Thinking Smart // Principles Of Long-term Investing
Increasing your wealth over time is more than picking the right stock or always buying low and selling high. Too often we see intelligent investors...

David S. Chang
Thinking Smart // What Is Your Personality Type?
In 1943, Katharine Cook Briggs and her daughter Isabel Briggs Myers created the famous Myers Briggs Type Indicator (MBTI) personality test. Inspired by renowned Swiss...

David S. Chang
Thinking Smart // Avoid These Investment Tips!
In the financial industry, my goal is to see people reach their financial goals. This involves the discipline to stick to a long-term financial plan,...

CLICK HERE FOR ARTICLES PRIOR TO FEBRUARY 2012