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Archives for: David S. Chang
David S. Chang
Thinking Smart // How To Create Good Habits
Have you ever wondered why you do what you do? Some decisions are conscious choices, but more than 40 percent of the things we do...

David S. Chang
Thinking Smart // Target-Date Investment Funds
During the past 20 years, target-date funds have become more popular with investors. Also known as life-cycle, retirement, or age-based funds, target-date funds were first...

David S. Chang
Thinking Smart // Top Tips To Simplify Air Travel
I travel plenty and average about a week a month on the Mainland and internationally. Living in an isolated chain of islands in the Pacific...

David S. Chang
Thinking Smart // The Biggest Obstacle To Productivity
One of my first dates in high school was to see the romantic comedy You’ve Got Mail, where Tom Hanks and Meg Ryan use email...

David S. Chang
Thinking Smart // Top Regrets Expressed By Retirees
Retirement is always one of the top concerns for Americans. This is no surprise, given that preparing for retirement is not something you can do...

David S. Chang
Thinking Smart // Inspirational Words To Live By
Prior to my deployment to Iraq with the 25th Infantry Division at Schofield Barracks in 2006, our commander had Kent Keith, author of The Paradoxical...

David S. Chang
Thinking Smart // How Much Do You Need To Retire?
According to a recent study, retirement is proving more difficult than expected for many Americans, in large part because they haven’t saved enough and don’t...

David S. Chang
Thinking Smart // Top Investment Rules For Retirement
With people living longer and the future of Social Security uncertain, setting up a financial plan and investing in a retirement account is crucial for...

David S. Chang
Thinking Smart // Secrets Of The Wealthy, Part 3
Last week we covered part two of secrets the wealthy use to become financially independent. This week we cover secret investment products and strategies. *...

David S. Chang
Thinking Smart // Secrets Of The Wealthy, Part 2
Last week we covered Part 1 of the secrets to becoming financially independent and wealthy. This week we will cover the secret strategies the wealthy...

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