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Archives for: David S. Chang
David S. Chang
Thinking Smart // The True Costs Of Home Ownership
For most people, buying a home is the largest purchase they will make in their lives. People used to believe that buying a home always...

David S. Chang
Thinking Smart // Weight Loss About Lifestyle, Not Diets
Losing weight is one of the top New Year’s resolutions people set. According to studies, only 77 percent maintain it for just a week, and...

David S. Chang
Thinking Smart // Should You Buy Or Lease A Car?
Recently, I had to shop for a new car, visiting eight different dealerships. For many people, this is one of the most expensive purchases they...

David S. Chang
Thinking Smart // Top 10 Financial New Year’s Resolutions
Have you set your New Year’s resolutions yet? According to a recent study, 31 percent of them are money-related. The top financial resolution was to...

David S. Chang
Thinking Smart // How To Make More Money, Part 3
In this series, I give tips that you immediately can implement to earn more money for this upcoming year. • Evaluate your asset allocation and...

David S. Chang
Thinking Smart // How to Make More Money, Part 2
In this series, I give tips that you can immediately implement to start earning more money in 2015. Last week we talked about the power...

David S. Chang
Thinking Smart // How To Make More Money In 2015
With 2015 quickly approaching, this is a great opportunity to re-evaluate your investment accounts and strategy. Many people make the mistake of thinking they need...

David S. Chang
Thinking Smart // Performing Better In Work, School, Life
Want to become more productive and perform better? Studies have shown that the single greatest thing you can do is to get more sleep. More...

David S. Chang
Thinking Smart // Retirement Benefits Will Change In ’15
There will be important changes to Social Security, Medicare, Individual Retirement Accounts and 401(k)s starting next year. Here are the new features your retirement benefits...

David S. Chang
Thinking Smart // End Of The Year Tax Tips, Part 2
Last week we covered tax benefits to take advantage of before the end of the year. Go to artofthinkingsmart.com/go/tax for more tax information and to...

David S. Chang
Thinking Smart // Valuable End-of-the-year Tax Tips
Last year, more than 50 popular tax provisions expired and, unfortunately, we don’t know if they will be extended for this year. With the end...

David S. Chang
Thinking Smart // Why You Need a Financial Plan, Part 4
Creating a financial plan helps you discover and establish your financial goals, and then develop a plan to help you achieve those goals. In the...

David S. Chang
Thinking Smart // Why You Need A Financial Plan, Part 3
Last week we covered how a financial plan can help optimize your Social Security benefits. With advances in technology, you easily can analyze and compare...

David S. Chang
Thinking Smart // Maximizing Your Social Security
In this series, we are covering the importance of a personal financial plan. Studies have shown it is the primary way for people to feel...

David S. Chang
Thinking Smart // Why You Need A Financial Plan, Part 1
Many people think that a financial plan is only for people with money. Studies show, however, that a comprehensive financial plan benefits everyone, regardless of...

David S. Chang
Thinking Smart // How To Pick SMART Stocks, Part 4
In this series, we have covered how to pick SMART stocks using different types of screening criteria. You can go to artofsmart-stocks.com for an overview...

David S. Chang
Thinking Smart // How To Pick SMART Stocks, Part 3
In this series, we have covered how to invest in SMART stocks. There are two main ways to analyze a stock: fundamental analysis and technical...

David S. Chang
Thinking Smart // How to Pick SMART Stocks, Part 2
Last week we covered the first part on how to select stocks to invest in if it is right for you. You can go to...

David S. Chang
Thinking Smart // How To Pick SMART Stocks, Part 1
Long-term investing offers some of the best opportunities to grow wealth, fight inflation, increase personal freedom and help ensure a comfortable future for ourselves and...

David S. Chang
Thinking Smart // Money from Social Security, Part 4
The past several weeks I have covered some Social Security claiming strategies. I have received quite a few questions and have posted the answers online....

CLICK HERE FOR ARTICLES PRIOR TO FEBRUARY 2012