A middle-income family will spend roughly $250,000 to raise a child. For higher earners, it shoots up to $500,000! This is a large investment for...

Part of thinking smart in life is learning to communicate and write properly. Applying for a job or school, pitching ideas, communicating to customers and...

The average taxpayer spends 23 hours on their tax return, and 80 percent of them will hire a professional or use tax software – even...

With taxes due April 15, it’s important to do tax returns properly, especially if you do it yourself. Tax planning is a very important part...

Recent studies show that Americans are busier today than they have ever been, working longer than anyone else in the industrialized world. With so much...

For years, people planning for retirement have used the 4 percent rule of thumb to determine if there is enough money saved to retire. To...

Mortgage rates today are at a 60-year low, giving many Americans the ability to refinance their mortgage. Home mortgage or home loan refinancing is basically...

Your credit score is one of the most important numbers in your financial life. It plays a huge role in buying a house, a car,...

Many financially savvy people understand that how you spend money is more important than how much money you make. Here are some signs that you...

Last week I covered top mistakes investors make (artofthinkingsmart.com). In addition, there are common mistakes people make with their retirement accounts. In order to make...